Medicare Advantage Plans in Boca Raton & Palm Beach County
Medicare Advantage (Part C) is a way to receive your Medicare Part A and Part B benefits through a Medicare-approved private plan. If you live in Boca Raton or elsewhere in Palm Beach County, the right comparison starts with your doctors, prescriptions, total costs and ZIP code—not a headline premium.
Start your Medicare plan review
Answer a few questions about your Medicare needs so our agency can prepare for a conversation about your options. Completing the questionnaire does not enroll you in a plan or change your coverage, and it does not show every available plan.
Start my Medicare plan review Call (800) 310-2743
The questionnaire opens on RetireFlo, our Medicare intake provider, in a new tab. Prefer to ask a question first? Contact our team. Please do not send Medicare numbers or medical details through the general form.
What to compare in a Florida Medicare Advantage plan
- Doctors and hospitals: Verify each provider and facility in the current plan network. Ask about referrals and out-of-network care.
- Prescriptions: Check the plan’s current drug list, tiers, restrictions and preferred pharmacies.
- Total cost: Compare the Part B premium you continue to pay, any plan premium, deductibles, copays, coinsurance and the plan’s annual out-of-pocket limit for covered medical services.
- Coverage rules: Review prior authorization requirements and the plan’s Evidence of Coverage before assuming a service is covered.
- Eligibility and timing: Check whether the plan serves your ZIP code and whether you have an enrollment period that permits a change.
Plan availability, networks, benefits and costs vary by location and may change each year. Verify details in current plan documents and with the plan before enrolling.
Medicare Advantage or Medicare Supplement?
These are different approaches. Medicare Advantage is an alternative way to receive Medicare-covered services through a private plan; most plans include Part D drug coverage. Medicare Supplement Insurance (Medigap) helps pay certain out-of-pocket costs under Original Medicare and is not used to pay costs in a Medicare Advantage plan. Read about Medicare Supplement options. If you are comparing prescription coverage separately, see our Medicare Part D page.
Common questions
Does a low or $0 plan premium mean no health care costs?
No. You generally keep paying your Part B premium, and a plan may have deductibles, copays, coinsurance or other costs. Compare expected annual costs based on the care and prescriptions you use.
Can I keep my doctors and prescriptions?
That depends on the specific plan. Confirm your providers, medications and pharmacies against current plan information before choosing.
Can I switch plans at any time?
No. Enrollment changes generally require an applicable enrollment period. We can help you identify the next step, but the plan or Medicare should confirm your eligibility and effective date.
Get reliable help
Call (800) 310-2743 or contact our team to discuss your questions. Please do not send Medicare numbers, Social Security numbers, prescription lists or medical records through a general contact form. For official information and to review all available options, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). Direct Insurance Network, LLC is not affiliated with or endorsed by the U.S. government or the federal Medicare program.