Boca Raton & Palm Beach County Medicare Part D - Prescription Coverage

Medicare Part D helps pay for prescription drugs. Compare the coverage available for your medications and pharmacy before choosing a plan.

How drug coverage fits

You may receive drug coverage through a separate Medicare drug plan or through a Medicare Advantage plan that includes it. Adding a separate drug plan can affect existing Medicare Advantage coverage, so check before making a change.

What to compare

• Drug list: Check each medication, strength and dosage against the current formulary.
• Pharmacy: Check network participation and preferred-pharmacy pricing.
• Costs: Review premiums, deductibles and your expected medication costs together.
• Rules: Ask about prior authorization, step therapy and quantity limits.

Enrollment and timing

Joining or changing coverage requires an applicable enrollment period. A late-enrollment penalty may apply if you delay Part D without other creditable drug coverage. Have existing coverage reviewed before switching.

Prepare for a private conversation

Keep your current plan information, pharmacy details, medication list and any coverage notices ready. Our team will explain how to share information needed for a review. Do not upload or paste medical information into an initial inquiry.

Talk through your next step

Call our agency: (800) 310-2743 · Medicare plan review options

For a first conversation, tell us your question and any deadline. Keep Medicare numbers, prescription lists and medical records out of general contact forms. Our office is open Monday–Friday, 9 a.m.–5 p.m. Eastern. Our AI phone assistant answers calls 24/7, including holidays; licensed-agent follow-up occurs during office hours.

Official information

• Part D overview
• How to choose drug coverage
• Drug plan rules
• Current drug coverage costs

Information reviewed October 15, 2026. General information only; eligibility, enrollment rights and plan terms must be confirmed for your situation. A request does not enroll you or change coverage. Direct Insurance Network, LLC is not affiliated with or endorsed by the U.S. government or the federal Medicare program.