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Boca Raton & Palm Beach County Business Owners Policy (BOP)

Business Insurance Quote Request
Boca Raton & Palm Beach County Business Owners Policy (BOP)

A business owners policy (BOP) can combine several coverages for an eligible small business. Direct Insurance Network, LLC can help you explore available options in Boca Raton and Palm Beach County based on your operations, property and insurance needs.

Request a BOP quote Call (800) 310-2743

What a BOP may include

  • Business property: coverage for insured buildings or business contents after a covered loss, subject to limits and deductibles.
  • General liability: coverage for certain claims alleging bodily injury or property damage arising from your business, subject to policy terms.
  • Business income: coverage that may help with lost income and eligible expenses after a covered event interrupts operations. A closure or slowdown alone does not establish coverage.

The insurer and policy determine which coverages, endorsements, exclusions and limits apply. Eligibility depends on the business and underwriting; not every business qualifies for a BOP.

What else should you discuss?

A BOP is not a substitute for reviewing all of your business exposures. Ask our team about commercial auto, workers compensation, professional liability, cyber risks and employee benefits as relevant to your operations.

Prepare for your quote request

  • Business name, address and a description of your work.
  • Approximate revenue, payroll and employee count, if known.
  • Building or leased-space details and approximate business-property values.
  • Current insurance, renewal date and prior loss information, when available.
  • Any lease or customer-contract insurance requirements.

You can request help before gathering every document. Tell us when an answer is uncertain rather than guessing.

Take the next step

Send a BOP quote request or call (800) 310-2743. Our team will review the information and follow up. Availability, pricing and effective dates depend on insurer approval and policy terms. A request does not bind, change or cancel coverage.

For an existing policy, visit our customer support center.

Learn more: NAIC business interruption and business owners policy overview.

I got my BOP insurance in little to no time at all thanks to Michael and his team.
- Ronnie L., Boca Raton